Michele L. Ryan, MSW, LCSW

Individual, Family & Group Psychotherapy | Adolescents & Young Adults


How much do you charge?
$160 per 45 minute session.

Do you offer reduced fee services?
Not at this time.

Do you accept insurance?
I am an out-of-network provider so you will not find me on your insurance company’s list of preferred providers.  However, if you have out-of-network mental health insurance benefits your insurance company may reimburse you a portion of my fee.  If you are not sure if you have out-of-network mental health benefits and/or you are not sure how much they will reimburse, call your insurance company and ask the following questions:

  • Do I have out-of-network mental health insurance benefits?
  • What is my yearly deductible?  Has it been met yet?
  • Once my deductible has been met, what is the coverage amount per therapy session?  (If they say they reimburse, for example, ‘70% if you go out of network’, make sure to ask if this means they reimburse 70% of what I charge or of what they consider to be ‘usual and customary’ fees.)
  • Is authorization required?  If so, what is my authorization number?
  • How sessions does this authorize or if authorization is not required how many sessions per year does my plan cover?
  • How do I send in claims?

Do you accept credit cards?
Yes, I accept all major credit cards. To pay with a credit card click on the “MAKE A PAYMENT‘ tab above. However, please be aware that additional credit card processing fees of 2.9% +.30 per transaction will apply. Important: I am unable to bill insurance for this processing fee.